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SUSDEVI TEST QUESTIONS SECTION A
ESSAY
Ecommerce in Nigeria, estimated at $13 billion by the London based Economist Intelligence Unit (EIU), is a vital sector that, if properly harnessed can; create more means of livelihood for individuals and massive jobs for youths; enhance Market Access and sales for SME’s; boost economic development; reduce poverty and help in achieving some other Sustainable Development Goals (SDGs).
Unfortunately, the progress of ecommerce in Nigeria is being hampered by several factors, one of which is distrust caused by the activities of fraudsters and scammers who pose online as genuine sellers or buyers.
It is very common to have situations where buyers pay for goods and services online, only to wake up to the realization that they have been scammed.
Same applies to unsuspecting sellers who sell their goods/services and end up either incurring losses or getting out rightly defrauded.
To solve the mistrust between buyers and sellers and to drastically reduce incidences of online fraud, escrow payment arrangements have proved beneficial.
Escrow payments are such that a buyer, instead of paying to the seller directly, agrees to an arrangement with the seller and pays the money to a mutually trusted third party (escrow company/agency) who holds the money and releases it to the seller when it has been confirmed that the buyer has received the goods/services.
Genuine escrow companies have unique and effective ways of protecting the sellers too and settling disputes that may arise.
Escrow payment can be used for the purchase of virtually any kind of product/service, be it; physical products like a pair of shoes, piece of furniture, electronics, car, land or real estate; virtual products like software, ebooks, digital images, music files, secret keys/access codes; or services like hiring someone to do web design, create music/video/graphic content, etc.
As fraudsters generally shy away from escrow arrangements, it has been shown that insisting on escrow payment is one effective way to know if a seller is genuine.
For a small fee, usually not more than 5 per cent of the transaction value, trusted online escrow companies can be engaged to protect both the buyer and seller and help boost ecommerce in Nigeria.
However, care must be taken to only use online escrow services that are certified by the International Financial and Escrow Services Accreditation Board, the official body that not only regulates against fake online escrow services but provides $2 billion insurance coverage to clients of certified escrow companies.
1.
In an escrow payment arrangement, the buyer must pay to the seller directly before receiving the goods/services.
Hint
Not applicable
False
True
2.
Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)
Hint
True
Not applicable
False
3.
How much fee do escrow companies charge for their services?
Hint
Usually not more than 5% of transaction amount
$ 100 of transaction amount
Not applicable
$ 5 of transaction amount
4.
The worth of online commerce in Nigeria is estimated at
Hint
$ 12 billion
$ 8 billion
Not applicable
$ 13 billion
5.
Escrow payment arrangements have helped reduce online fraud
Hint
Not applicable
False
True
6.
Escrow payments can be used for the purchase of all types of products, whether physical products, virtual products or services
Hint
Not applicable
False
True
7.
Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)
Hint
False
Not applicable
True
8.
How often do online buyers get scammed.
Hint
Quite often
Never happens
Not applicable
Not often
9.
Genuine escrow companies are usually unable to resolve disputes between buyer and seller
Hint
Not applicable
True
False
10.
All online escrow service companies are safe to use for payment irrespective of their certification status.
Hint
Not applicable
True
False
11.
Escrow payments can be used for the purchase of only physical goods like piece of furniture or electronics
Hint
True
False
Not applicable
12.
All are benefits of using escrow companies that are certified by the International Financial and Escrow Services Accreditation Board except
Hint
To avoid fake online escrow companies
Gain access to insurance cover
To pay taxes on escrowed goods/services
Not applicable
13.
In an escrow payment arrangement, the buyer must pay to the seller directly before receiving the goods/services
Hint
Not applicable
True
False
14.
The third party used in an escrow payment must be an escrow company/agency that is trusted by both the buyer and seller.
Hint
Not applicable
True
False
15.
How often do online buyers get scammed?
Hint
Quite often
Never happens
Not often
Not applicable
1.
Genuine escrow companies are usually unable to resolve disputes between buyer and seller
Hint
Not applicable
False
True
2.
In an escrow payment arrangement, the buyer must pay to the seller directly before receiving the goods/services
Hint
True
Not applicable
False
3.
As a buyer online, insisting on escrow payment is one effective way to know if a seller is genuine
Hint
Not applicable
True
False
4.
Escrow payment arrangements have helped reduce online fraud
Hint
Not applicable
False
True
5.
Escrow services are beneficial in situations where a buyer doesn’t know or trust a seller
Hint
Not applicable
True
False
6.
The third party used in an escrow payment must be an escrow company/agency that is trusted by both the buyer and seller
Hint
True
False
Not applicable
7.
Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)
Hint
True
Not applicable
False
8.
Escrow payments can be used for the purchase of only physical goods like piece of furniture or electronics
Hint
True
False
Not applicable
9.
As a buyer online, insisting on escrow payment is one effective way to know if a seller is genuine
Hint
False
True
Not applicable
10.
The worth of online commerce in Nigeria is estimated at
Hint
$ 8 billion
$ 12 billion
$ 13 billion
Not applicable
11.
Escrow payments can be used for the purchase of only physical goods like piece of furniture or electronics
Hint
False
Not applicable
True
12.
Escrow payment arrangements have helped reduce online fraud
Hint
False
Not applicable
True
13.
Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)
Hint
Not applicable
True
False
14.
Escrow services are beneficial in situations where a buyer doesn’t know or trust a seller
Hint
False
Not applicable
True
15.
Ecommerce in Nigeria is threatened by?
Hint
Activities of genuine buyers and sellers
Not mentioned in the Essay
Activities of fraudsters online
Not applicable
ACT SECTION B
ESSAY
To expand its global influence, China has invested heavily in developing nations around the world.
These strides have drawn unease and unfavourable media propaganda basically from fear that such moves by China can undermine the interests of the United States and some other western countries in Africa.
Irrespective of the propaganda, however, the U.S. based Foreign Policy Group has stated that Chinese aid and investment can be good or bad depending on what African nations choose to make of them.
The rise of China has necessitated the need for more Chinese language speakers across the globe and especially in Africa where China is making serious inroads.
Within the last two decades, China has grown from a small player in Africa to the source of nearly $200 billion in trade and $75 billion in aid to the continent.
Estimates say that there are more than 200,000 Chinese language related jobs in Africa that are currently unfulfilled; a figure that is projected to double by year 2022.
This holds great potential for the achievement of a number of the Sustainable Development Goals, including Goal 8 (decent work and economic growth) and Goal 1 (No Poverty).
To help Africa meet up with this shortfall in human capital, China’s language teaching giant, Guoji Dui, announced an ambitious plan in late 2018 to extend its online Chinese language teaching service to Africa – a move that is strongly backed by its government.
Under this plan, 2,500 of Guoji Dui’s best students from Africa will be selected every year and awarded study grants and sponsorship for cultural trips to China to enable them hone their language skills and immerse themselves in the unique Chinese culture.
Out of this yearly quota, it is expected that Nigeria – being the most populated African nation and the top focus for the next stage of the Sino-Africa relations – may receive as much as 40 percent of the slots.
The academia is of particular interest here as there is need to train and supply the desperately needed teaching staff for tertiary institutions across Africa and Nigeria in particular.
Hence, a proportion of the travel quota is reserved for graduates of higher institutions – whether from engineering, science, arts or other fields of study – who will be willing to enrol in a 2-year scholarship program in China for the award of Masters in Teaching Chinese. But that must be after they have attained a particular level of study under Guoji Dui.
1.
The Chinese language-related vacancies in Africa pose an opportunity to achieve the UN SDGs Goal 8 (Decent Work and Economic Growth)
Hint
True
False
Not applicable
2.
How many Chinese language-related vacancies are estimated to be in Africa?
Hint
250,000
Not applicable
More than 250,000
25,000
3.
The Chinese language-related vacancies in Africa pose an opportunity to achieve the UN SDGs Goal 13 (Climate Action)
Hint
True
Not applicable
False
4.
Who can benefit from the 2 years scholarship leading to a Masters degree in Teaching Chinese?
Hint
Not applicable
Graduates that majored in linguistics only
Graduates that majored in Linguistics or other courses in the Arts
Graduates of medicine, engineering, arts, linguistics and others, irrespective of course of study
5.
Nigeria may receive as much as 40 percent of the awards quota because it is the most populated country is Africa
Hint
True
Not applicable
False
6.
Nigeria may receive as much as 40 percent of the awards quota because it is of less priority in the next stage of the Sino-Africa relations
Hint
False
True
Not applicable
7.
Scholarship recipients will not need to be students of Guoji Dui
Hint
False
True
Not applicable
8.
Nigeria may receive as much as 40 percent of the awards quota because it is the most populated country is Africa
Hint
True
False
Not applicable
9.
What percentage out of the 2,500 yearly beneficiaries could go to Nigeria?
Hint
30 percent
More than 40 percent
Up to 40 percent
Not applicable
10.
Who can benefit from the 2 years scholarship leading to a Masters degree in Teaching Chinese?
Hint
Not applicable
Graduates that majored in Linguistics or other courses in the Arts
Graduates of medicine, engineering, arts, linguistics and others, irrespective of course of study
Graduates that majored in linguistics only
11.
How many people are billed to benefit from Guoji Dui’s sponsored cultural trips?
Hint
Not stated
250 yearly
2,500 yearly
Not applicable
12.
The Chinese language-related vacancies in Africa pose an opportunity to achieve the UN SDGs Goal 8 (Decent Work and Economic Growth)
Hint
Not applicable
True
False
13.
What mode of teaching would Guoji Dui use for its Africa service?
Hint
Not applicable
Offline learning
Both offline and online
Online learning
14.
Nigeria may receive as much as 40 percent of the awards quota because it is of top priority in the next stage of the Sino-Africa relations
Hint
False
Not applicable
True
15.
What government is backing up Guoji Dui’s ambitious plan of providing massive grants and scholarships to Africans?
Hint
Not applicable
The Chinese government
The Shanghai municipal government of China
The government of Heibei province
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